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Insurance

Are you looking for just “cheap term” or do you believe you are “uninsurable”?

Whether you are in the market for cheap term, are in the process of estate planning, or if you believe you are uninsurable due to a health condition, we will do our best to earn your business. At Ginger Green Financial we broker your business to a broad market of insurance companies. Not all insurance companies are created equal. Pricing of policies varies based on your age, health, lifestyle, activities, amount and type of insurance you are applying for. We understand that blindly applying to the less than optimal carrier for you can result in Ratings and/or Declined applications. Ratings and Declines can lead to long-term costly consequences to you – the applicant. By taking the time to ask you the right questions and then inquire confidentially with underwriters in advance of taking your application, we are successful in delivering policies for even the hardest risks to insure at the best possible price available.

Types of Individual Insurance Offered:

  • Life Insurance – Term, Whole, Universal, Variable Universal, Indexed Universal
  • Disability Income Insurance – Short Term and/or Long Term
  • Long Term Care Insurance
  • Pension Maximization
  • Estate Planning
  • Income Planning
  • Charitable Giving